Denied Health Insurance Claim?
Appeal your denial confidently with our attorney-drafted DIY legal letters you can download, customize and use instantly for only $29!
Hi, I am Tatiana. I have been an insurance attorney for 13 years and I’m here to show you how to fight health insurance claim denials yourself (without an expensive lawyer).
A successful appeal begins with understanding why your health insurance claim was denied. Maybe it is because the insurance company says the requested care is not medically necessary. Maybe the treatment required a prior authorization. Or maybe the service was not covered by your insurance plan. Whatever it is, we got you covered. Choose one of our DIY legal templates, download it, fill in the blanks with the help of my video tutorial and send it to the insurance company. What you write in your appeal can make all the difference and I want to help you win!
Why was your claim denied?
The DIY Legal Template Shop
Attorney-drafted appeal letter designed to fight your denied health insurance claim. Use this legal template to file an internal appeal if the insurance company refuses to pay your claim because the provider/facility is out-of-network. There are internal and external appeals. This legal letter is your internal appeal that you will send to the insurance company. There may be different reasons for why a health insurance claim is denied. This attorney-drafted appeal letter is for claims denied because the provider/facility that provided your treatment is out-of-network. Use this attorney-drafted template to file an appeal when your provider was out-of-network. Easy to customize and send.
Attorney-drafted appeal letter designed to fight your denied health insurance claim. Use this legal template to file an appeal if the insurance company refuses to pay your claim because the treatment is not covered by the policy or an exclusion applies. There are internal and external appeals. This attorney-drafted letter is your first internal appeal that you will send to the insurance company. There may be different reasons for why a health insurance claim is denied. This legal appeal letter is for claims denied because the insurance company claims that the treatment/ procedure is not covered by the policy, exceeds the policy limitations or that an exclusion applies.
Editable legal appeal letter to fight a denied health insurance claim because your treatment was excluded by policy. Instant download.
Attorney-drafted appeal letter designed to fight your denied health insurance claim. Use this legal template to file an internal appeal if the insurance company refuses to cover your treatment by claiming that the treatment you have received is not medically necessary. Use this letter only for medical necessity denials. There are several appeal levels. This legal letter is your internal appeal letter that you will send to the insurance company. There may be many reasons for why your claim is denied. This attorney-drafted appeal letter is for claims denied due to medical necessity.
Attorney-drafted, editable letter to appeal your health insurance claim denied for “not medically necessary”. Instant download.
Attorney-drafted appeal letter designed to fight your denied health insurance claim. Use this legal template to file an internal appeal if the insurance company refuses to pay your claim because it claims the treatment is experimental or investigational. There are internal and external appeals. This legal letter is your internal appeal that you will send to the insurance company. There may be different reasons for why a health insurance claim is denied. This attorney-drafted appeal letter is for claims denied because the insurance company says that the denied service/treatment is experimental or investigational.
Use this attorney-drafted template to appeal when your insurer says treatment was “experimental” or “investigational”. Fill-in-the-blank & submit.
Attorney-drafted appeal letter designed to fight your denied health insurance claim. Use this legal template to file an internal appeal if the insurance company refuses to pay your claim due to lack of prior authorization. There are internal and external appeals. This attorney-drafted letter is your internal appeal that you will send to the insurance company. There may be different reasons for why a health insurance claim is denied. This legal appeal letter is for claims denied due to lack of prior authorization.
Download our editable legal appeal letter to challenge a health insurance denial due to missing prior authorization. Start your appeal confidently. Instant Download.
Prior to founding Appeal Templates, I spent more than 12 years as an attorney fighting one thing: insurance claim denials.
I’ve seen every excuse, every loophole, every tactic used to avoid paying people what they’re owed. But nothing prepared me for what happened when my own mother was diagnosed with cancer.
Suddenly, I wasn’t just an attorney — I was a daughter sitting at the kitchen table surrounded by medical bills, policy documents, and denial letters that made no sense.
And I realized something terrifying: If this was hard for me, an insurance attorney who did this for a living, what chance does the average person have? That moment changed everything.
Founder Story - Why I Started Appeal Templates
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Description text goes hereI started researching how deep this problem really goes — and what I found shocked me.
Every year, hundreds of millions of health insurance claims are denied, and only a small fraction of people ever fight back. Not because they’re wrong — but because the system is built to confuse them, exhaust them, and make them feel powerless.
So I made a decision that didn’t make sense on paper — but made sense in my heart.
I stopped practicing law to build something that could help people fight back — affordably, simply, and with dignity.
That’s how AppealTemplates.com was born.
I spent months mapping out how insurance denials work — state by state — identifying the governing bodies, escalation pathways, and laws that protect consumers.
I started creating letter templates and appeal kits that any person could use, without needing to hire a fancy expensive lawyer or understand legal jargon.
Each letter was built with care — the same precision I used for my own clients — but made accessible for everyone.
Because this isn’t about being clever or techy.
It’s about being angry enough to do something.
Angry that real people are getting crushed by systems that profit off their pain.
Angry that most attorneys won’t touch these cases because there’s no big payday at the end.
And angry that families — like mine — are left to navigate a maze that should never have existed in the first place.
Unlike attorneys who charge exorbitant hourly fees or take a third of your claim I offer affordable pre-built appeal letters that real people can use to fight for what’s right.
I also publish free resources, blogs, and videos to help you understand your rights and take action with confidence.
I’m not giving legal advice anymore — I’m giving people something more important: a fighting chance.
My name is Tatiana.
I came to this country from Belarus, put myself through college and law school, built my own law firm from nothing, and now — I’m fighting for something bigger than any single case.
If you’ve ever opened a denial letter and felt that wave of helplessness — I built this for you.
You don’t need to be a lawyer to fight back.
You just need the right tools.
And that’s exactly what AppealTemplates.com exists to give you.
Because when the system is built to deny you — we’re here to help you fight back.
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